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Terms of Use

By purchasing this product(s) you express your understanding of, and agreement with, the following information. If you do not understand any of these statements, please email us at

Privacy Statement/Consumer Data Policy:

This privacy statement also applies to visitors to our website that have agreed to receive e-mail marketing from Mortgage Watchdog. Any personal profile information you submit to Mortgage Watchdog remains your property, but by submitting that information to Mortgage Watchdog you grant Mortgage Watchdog, the right to use that information for marketing purposes.

Mortgage Watchdog will not sell, rent, swap our give your personal information to any third parties without permission. When a person orders a product via this website you agree and acknowledge that your details can be passed on to the relevant supplier for the purposes for order fulfilment and delivery. Mortgage Watchdog is not responsible for any actions taken by these suppliers and their privacy statements need to be consulted. Mortgage Watchdog may also use such information to fulfil orders, track shipments or for content improvement and feedback purposes.

If you do not want to receive e-mail from us in the future, please unsubscribe yourself through the link provided on the bottom of each email sent by us.

Terms of Use:

None of the information provided on the Mortgage Watchdog web site are intended for unethical or illegal marketing practices, including but not limited to:

Spam: Mortgage Watchdog does not participate in spamming and maintains a zero tolerance spam policy. Those who enter into business relationships with Mortgage Watchdog (including, but not limited to, affiliates and joint venture partners) and choose to promote Mortgage Watchdog using spam will have their relationship with Mortgage Watchdog immediately terminated.

Unauthorized Opt-In: In order to protect our opt-in e-mail list, we are currently in the process of implementing a system by which we will record the IP addresses of all sales and affiliates. If an e-mail address is subscribed to our system without the owner’s permission, the host of the IP will be contacted and pursued to terminate the user.

Fraud: Mortgage Watchdog will pursue and prosecute to the fullest extent of the law any individual(s) who attempt to use our systems or software for the purpose of fraudulent transactions.

Mortgage Watchdog respects the request of any individual asking to have his/her e-mail address opted-out of our database. As well, every e-mail sent by the Mortgage Watchdog provides an automated unsubscribe option at the bottom of each e-mail. All other unsubscribe requests can easily be processed by sending an e-mail, including the e-mail address you wish to remove, to .

Any quotes, statistics and information used on this website are based on third party research. Mortgage Watchdog has taken all possible steps to determine the accuracy and validity of these materials and information but can give no absolute assurances in relation to them.

Customers wishing to make a claim on the success guarantee may be required to provide documentary evidence in support of their claim. These materials, if requested, will need to be sent to Mortgage Watchdog to enable the claim to be processed. Mortgage Watchdog reserves the right to vary or withdraw this offer at any time.

We make every effort to ensure that we accurately represent these products and their potential for finding errors. There is no guarantee that you will make these levels of errors and you accept the risk that the findings differ on an individual basis.

There is no assurance that examples of past error rates can be duplicated in the future. We cannot guarantee your future results and/or success. The use of our products should be based on your own due diligence and you agree that our company is not liable for any success or failure of locating errors that are directly or indirectly related to the purchase and use of our products.

Mortgage Watchdog may at any time revise these Terms of Use by updating this posting. By using this site, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current Terms of Use to which you are bound.

Transaction Currency:

All prices quoted on this site are in Australian Dollars (AUD). All order processed will also be in Australian Dollars (AUD).

Refunds and Returns:

Mortgage Watchdog offers it’s customers the “Success Guarantee” such that if a customer finds no errors in their loan(s) over a four year period, Mortgage Watchdog will refund the purchase price plus an additional $250. Refunds will only be made under the terms of this Guarantee.

If the software arrives damaged in any way, the customer can return the damaged product to Mortgage Watchdog and Mortgage Watchdog will replace the damaged goods at no charge.


The copyright in all material provided on this site is held by Mortgage Watchdog. None of this material may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording or otherwise, without the prior written permission of Mortgage Watchdog or the relevant copyright owner.